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The Large Cap Aggressive Growth Strategy seeks to create wealth through capital appreciation. To meet this objective, the team will focus on:

• Building a diversified portfolio on some of the most innovative companies of our time.
• Acting like owners of a business by being very reluctant to sell.

The International Strategy seeks to improve the performance of a diversified portfolio by exposing it to assets located in markets around the globe that have markedly different characteristics than markets of the United States. We seek to earn market-beating returns by searching for high-conviction, high-quality companies based in countries around the globe.

The Hedged Equity Strategy seeks to make a diversified portfolio better by improving its risk-adjusted return. In pursuing this objective, we will focus on achieving three goals:

• Long-term capital appreciation, with an emphasis on positive real returns over every rolling three-year period
• Modest correlation to other asset class returns
• Lower maximum drawdowns than other equity allocations

The investment objective of the Large Cap Core Strategy is to achieve long-term capital appreciation by owning a diversified portfolio of great businesses. The model pursues its objective by investing primarily in common stock of U.S. companies.

The Large Cap Dividend Strategy seeks to provide a reliable, significant, and growing stream of dividend income from large domestic companies.

In pursuit of this objective, the team will focus on achieving three goals, which we believe will result in better risk-adjusted returns than the benchmark over the long-term:

• Offer peace of mind by owning quality businesses that deliver lower-than-market volatility and don’t cut their dividend
• Provide a higher yield than the benchmark
• Provide dividend growth above the rate of inflation to grow purchasing power

The investment objective of the U.S. Small & Mid Cap Strategy is to achieve long-term capital appreciation. The model pursues its objective by investing primarily in common stocks of U.S. companies. We seek to earn market-beating returns by searching for high-conviction, high-quality companies among the small and mid-cap companies based in the United States.